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Unsolicited Offers

Posted by on 9:06 pm in Uncategorized | 0 comments

Our real estate market has seen substantial increases in prices over the past few years as well as a limited number of homes available on the market.  This has led to an increase in practices that can be detrimental to uninformed sellers.  Often times these are the elderly, people that have been in there home many years, estates, or distressed owners.  With all the information that is available on line, it is fairly easy to target these groups of potentially vulnerable homeowners. One way this is happening is that an investor or agent...

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Does Homeownership Matter?

Posted by on 8:36 pm in Uncategorized | 0 comments

DOES HOMEOWNERSHIP MATTER?   You bet it does!  At the most basic level, it provides shelter and security to families.  But, there is a lot more to it than that, and here are some facts about homeowners from the National Association of Realtors, Federal Reserve Board, and the US Census Bureau: They are more likely to vote, They volunteer their time more frequently for charitable causes, They move less often, providing more neighborhood stability, The decision to stay in school by teenage students is higher for those raised by home-owning...

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First-Time Homebuyer Savings Accounts

Posted by on 6:03 pm in Uncategorized | 0 comments

With the help of the Colorado Association of Realtors, the State of Colorado has set up a program to allow any Coloradan to set aside up to $50,000 toward the costs of closing on a home.  The earnings on those funds (interest and capital gains) are free from Colorado state taxes. FHSAs (First-time Homebuyer Saving Accounts) are a great way for future homeowners to start saving ahead if time for the costs of buying a home.  The initial down payment and closing costs are often times the impediment that keeps people from getting their first home...

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Computerized Home Valuations

Posted by on 5:51 pm in Uncategorized | 0 comments

Homeowners are often looking online to see what the value of their home is.  Everyone is curious about value and how it might be changing and an estimate of the value of their home.   It may be from an AVM (Automated Valuation Module) on a Broker’s website, an estimated value from, or a Zestimate from Zillow.  All of these are an estimated of the value of a home by a computer program, known in the industry as an AVM.  AVMs were initially developed for use by large financial institutions to value large portfolios of loans, and with...

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Real Estate Investment Property

Posted by on 5:10 pm in Uncategorized | 0 comments

  Many people have looked to the Real Estate market as a place to diversify their invest portfolio.  The idea of having someone else make the payments on your property so that you gain equity is very appealing.   One of the ways to become a landlord, is to buy a new home for yourself and keep your existing home as a rental property.  As with any method, you must analyze what best meets your specific needs.  In the current market, we are starting to see a little more inventory in the move-up price ranges due to more new construction,...

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Are your HOA policies hurting your home value?

Posted by on 8:59 pm in Uncategorized | 0 comments

The more potential buyers there are for a property, the more likely it is that the price will be driven up.  The opposite is also true, if there are fewer potential buyers, the price will tend to be pushed downward.   Over the past couple of years, we are seeing HOA’s adopt policies that may be hurting the value of their home owners by having policies that drive away potential buyers for the area.  While it is likely that this is not what was desired by an individual policy, the unintended consequence is that these properties end up more...

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You Don’t Know What You Don’t Know

Posted by on 9:21 pm in Buying | 0 comments

This saying is especially applicable with real estate transactions.  Even those that have bought or sold several homes rarely do it often enough to keep up with all the complexities of a real estate transaction.  For most people, buying a home is one of the largest purchases (and financial commitments) they will ever make.  You need to make sure that you have the most complete information possible, as well as sound advice when you are making all of the decisions surrounding the purchase of a property. Picking the right home is just one of the...

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